Your Bottom Line is our Bottom Line

We provide transparency, so you know up-front what your estimated out-of-pocket costs will be.

As a service, we verify your physical therapy benefits prior to your first visit and bill your insurance for you. At your first appointment, we provide an estimate of what your visits will cost each time. We’re in-network with most insurers. For the few we’re not contracted with, we either bill your out-of-network benefits or offer our cash rate.

We try to minimize confusion and educate you about your physical therapy benefits. However, please remember that your insurance plan belongs to you. Ultimately, we prioritize our relationship with YOU, not your insurance carrier.


  • Blue Cross of Idaho – Commercial and Medicare Advantage
  • Regence Blue Shield of Idaho – Commercial and Medicare Advantage
  • Blue Cross Blue Shield (all states) – Commercial and Medicare Advantage
  • Medicare
  • PacificSource¬†– Commercial and Medicare Advantage
  • Tricare (non-network participating – requires prior authorization)
  • St. Alphonsus Health Alliance
  • Bright Path – St Luke’s Health Partners
    • Select Health
    • Mountain Health Coop
    • Pacific Source
    • St Luke’s Health Plan
    • Any additional plan in this network
  • Cigna
  • UnitedHealthcare – Commercial and Medicare Advantage
  • Western Rehabilitation Health Network (Aetna, First Health, etc..)
  • Bridge Span¬† (Real Value Network)
  • Multi-Plan / PHCS / Beech Street / Value Point Network
  • Division of Federal Employees’ Workers’ Compensation
  • Provider Network of America – Hawaii Mainland Administrators
  • Washington State Department of Labor & Industries – Work Comp
  • Molina – Commercial and Medicare Advantage


  • Humana
  • Medicaid – we are unable to bill out-of-network to Medicaid

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Deductibles, co-pays or co-insurance estimated to be owed by the patient will be paid at time of service unless other arrangements have been made with Thrive Physical Therapy.